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How much can I borrow?

How much can I borrow?

The maximum loan amount in theory is what you could borrow, but remember that there are lots of other expenses involved when you are buying a home, so it’s very important to consider what you should borrow so you can stay on track with your finances.

Lenders will carry out an affordability assessment that takes into account your income, and your outgoings, and any potential ‘big life events’ that may affect your ability to repay (such as having a family). We can carry out an assessment to make sure you’re borrowing is going to be in line with what you can afford. Get in touch to get a better idea on what repayments you can realistically afford.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage.